Lakewood Car Accident Attorney

Handling Insurance Companies After an Accident

When someone else’s recklessness shatters your life in a car crash, a deep sense of injustice sets in. You follow the rules of the road. You are careful. Then, in an instant, someone else’s poor judgment changes your world forever. You are left to deal with the medical bills. The lost wages. The agonizing pain. This is a cruel twist of fate. It is a burden no one should have to bear alone. We are a Lakewood car accident attorney who understands this injustice. We will not allow the responsible party to escape accountability. The Ferrell Law Firm knows that your case is about more than money. It is about holding the negligent responsible for their actions.

Insurance companies are in the business of making money, not paying it out. After a car accident in Lakewood, adjusters call quickly with low offers. They’re trained to minimize payouts and close claims fast. They’ll ask for recorded statements, trying to catch injured people in contradictions. Their job is to protect the insurer, not the victim. That means they often deny or delay claims, question injuries, and push blame onto the injured party. The pressure to accept the first offer can be overwhelming. But early settlements often don’t cover long-term costs. Medical bills can keep coming, and the pain may linger. Insurance companies hope people don’t understand their rights or the true value of their claim. The fight to get fair compensation starts with knowing how these companies operate. Staying silent or agreeing too quickly hurts the claim. Pushing back with solid evidence and legal knowledge is the best defense. It’s a battle that requires focus and patience. The right approach can turn the tables and make sure the injured aren’t shortchanged.

Call 720-687-2795 now for a free consultation with our experienced Lakewood car accident attorney.

How Lost Wages Are Calculated After a Crash

Injuries often keep people out of work. Missing paychecks cause real stress. Colorado law allows compensation for lost wages from the accident date until return to work. If the injury causes long-term disability, future wages can also be claimed. A Lakewood car accident attorney gathers pay stubs, employer letters, and tax returns to prove lost income. This isn’t limited to hourly wages. Bonuses, overtime, and self-employment income count too. Some cases include lost benefits like health insurance. Insurance companies try to downplay this loss, but solid proof makes the difference. Getting paid for lost time means not just surviving but rebuilding after the crash. It’s about covering what was taken, not just the visible injury.

Car Accident FAQs in Lakewood

Q. What if the insurance company denies my claim?

A. Denials happen often. Insurance companies may deny claims for lack of evidence, disputed fault, or late reporting. If your claim is denied, don’t give up. Sometimes denials are a tactic to force a quick, low settlement. You have the right to appeal or sue. Gathering more evidence, expert opinions, or witness statements can strengthen your position. A Lakewood car accident attorney knows how to challenge denials and keep your claim alive. Ignoring denial letters or deadlines can hurt the case. Legal help ensures you respond properly and on time. Denial isn’t the end—it’s often the start of a fight.

Q. Can I sue if the other driver was intoxicated?

A. Yes. Drunk driving is reckless and illegal. Victims of accidents caused by intoxicated drivers can sue for damages like medical bills, lost wages, and pain and suffering. Colorado law also allows punitive damages in these cases to punish especially reckless conduct. The criminal case against the driver doesn’t replace a civil lawsuit. Compensation covers your losses, not criminal penalties. Proving intoxication usually involves police reports, breathalyzer results, or witness testimony. A Lakewood car accident attorney can help gather this evidence and explain how it affects your claim. Suing a drunk driver holds them accountable beyond the criminal system.

Q. What role do witness statements play in a car accident claim?

A. Witnesses can confirm what happened and who caused the crash. Their statements add weight to police reports and photos. Sometimes witnesses see things the drivers miss, like traffic signals or driver behavior. In Lakewood, nearby residents or drivers might have seen the accident and remember key details. Statements can clarify disputes about fault or injuries. Insurance companies and courts rely on honest, clear witness accounts. But memories fade fast, so collecting witness info right after the crash is important. A car accident attorney can help identify, interview, and preserve these statements to strengthen the claim. Witnesses often tip the balance in close cases.

Get in Touch for a Free Case Review

Understanding a car accident case isn’t simple. The Ferrell Law Firm offers free case reviews for people injured in Lakewood crashes. This no-cost conversation can clarify how strong a claim is and what steps to take next. Insurance companies don’t always tell the truth about what you deserve. A free review shows where the gaps are and how to fill them. It also explains costs, fees, and what to expect. Injuries can change a life overnight. Knowing your options helps avoid rushed decisions that leave money behind. The Ferrell Law Firm wants to make sure that the injured have a clear path forward. Getting in touch is the first step toward fairness and healing. Don’t let uncertainty stop you from acting.

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