Car accidents are never part of the plan. If you’re reading this, you’re likely seeking steps on what to do after a car crash in Colorado. At The Ferrell Law Firm, PLLC, we aim to help you focus on your well-being and recovery. Here, we outline practical steps to protect your interests and move forward after the accident.
What to Do When You Get into a Car Accident
When you’re involved in a car accident, the immediate aftermath can be chaotic. However, knowing what to do when you get into a car accident can help you stay focused.
Make Safety Your First Priority
Check yourself and others for injuries, and if possible, move to a safer location. If anyone appears seriously hurt, call 911 immediately. Keeping everyone safe is the top priority before addressing other matters.
Report the Accident
Colorado law requires you to report accidents involving injuries or significant damage, even if the accident seems minor. Call the police to document the scene, as their report will be helpful for your insurance claim. An official report ensures key details are recorded for future reference.
Gather Information and Evidence
Use your phone to take pictures of the accident scene, vehicle damage, road conditions, and any visible injuries. Exchange contact and insurance information with the other driver(s). If there are witnesses, ask for their contact details, as they might be valuable for your case.
Seek Medical Attention
Even if you feel okay, it’s wise to see a doctor. Some injuries, like whiplash or concussions, may not show symptoms immediately but will worsen later. A medical exam helps ensure your health and provides essential documentation for your claim.
Notify Your Insurance Company
Contact your insurance provider to report the accident, but keep your initial statement brief. It’s best not to discuss details or provide a recorded statement until you’ve spoken with a Boulder car accident attorney. This helps prevent misunderstandings that could affect your claim.
What to Do in the Days Following a Car Accident
After the immediate steps are addressed, the next few days after a car accident are about focusing on your recovery and preparing your case. Here’s how you can strengthen your claim.
Follow Medical Advice
Attend all recommended follow-up appointments and follow your doctor’s advice closely. This helps you heal and shows you are taking your injuries seriously. Save all medical records, treatment notes, and receipts to support your claim.
Track Accident-Related Expenses
Start a log for expenses related to the accident, such as medical bills, repair costs, and missed workdays. This can be done using a notebook or even a note on your phone. Having clear documentation helps ensure that you seek fair compensation.
Speak with a Colorado Car Accident Lawyer
Consulting with a lawyer early on can be beneficial for your case. A lawyer can handle communication with insurance companies, gather additional evidence, and help you understand what to do when you get into a car accident. This lets you focus on your recovery while knowing your claim is in good hands.
Understanding the Legal Process After a Car Accident in Colorado
After a car accident, understanding how Colorado’s legal process works can help you move forward with your claim. There are several important aspects of this process to be aware of.
Mandatory Reporting of Accidents
In Colorado, any accident that results in injuries or significant property damage must be reported to the police. This step might feel like just another formality, but it creates an official record of the incident. The police report is an essential piece of evidence that can support your claim by documenting key facts, such as the location, weather conditions, and any witness statements.
Modified Comparative Negligence Rule
Colorado’s modified comparative negligence rule allows you to recover compensation even if you share some responsibility for the accident. However, you must be less than 50% at fault to receive compensation. For example, if you’re found to be 20% responsible, your total recovery is reduced by that percentage. So, if your damages are $100,000, you would receive $80,000.
Statute of Limitations
In Colorado, you generally have three years from the accident to file a personal injury claim. However, shorter deadlines may apply in cases involving government entities or specific circumstances. Missing the deadline could prevent you from pursuing compensation, making it essential to act sooner rather than later.
How Fault is Determined and What You Can Do About It
Colorado is an at-fault state, meaning the driver responsible for an accident is liable for damages. Establishing fault involves gathering evidence to identify what caused the crash and hold the right party accountable for compensation.
Driver Negligence
Driver errors like speeding, running red lights, or distracted driving cause most accidents. When drivers break traffic laws or act recklessly, they can be held accountable for damages. Your attorney will gather police reports, witness statements, and other evidence to support your claim.
Third-Party Liability
In certain situations, accident responsibility can extend beyond the driver. If the driver was working when the accident occurred, their employer might also be liable. Issues like faulty vehicle parts or poor road conditions could shift some responsibility to manufacturers or government entities.
Hit-and-Run Accidents
Hit-and-run cases are difficult, as it may not be possible to identify the responsible driver. You can still seek compensation through uninsured motorist coverage while working with police to document the incident. An attorney can help gather evidence, such as surveillance footage or witness accounts, to support your claim.
What Compensation Can You Recover After a Colorado Car Accident?
After a car accident, the compensation you can seek will vary based on the circumstances of your case and injuries. Recoverable damages may include medical expenses, lost wages, pain and suffering, property damage, disability-related costs, and, in cases of reckless behavior, punitive damages. Each compensates for different impacts on your physical, financial, and emotional well-being.
A qualified attorney can help ensure you don’t settle for less than what your case is worth, guiding you toward a fair resolution that reflects the full impact of your injuries.
Have Questions About What to Do After a Car Crash?
If you’re unsure about what to do after a car crash, let’s talk. Our founding attorney, Mike Ferrell, has a unique background as a former prosecutor, which gives him an edge in handling car accident cases. He knows how to investigate claims thoroughly, identify key evidence, and anticipate potential arguments from insurance companies. This experience allows him to build strong cases that can help maximize your compensation.
Call The Ferrell Law Firm, PLLC, today for a free consultation, and let’s take the next step together.